Car loan calculator

Calculate monthly car payments, total interest, and a simple amortization chart.

Loan details

Vehicle price

Down payment

Trade-in equity

APR (%)

Term (years)

Extra monthly payment

Results

Car loan basics

Payment uses standard amortization: principal × r(1+r)^n / ((1+r)^n − 1), where r is the monthly rate. Sales tax, fees, and warranties are not included unless you fold them into price.